Refinancing €23k loan

F

Fifitrix

Registered User
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Would appreciate any assistance with this question!

Have a loan of about €18k with the credit union which I am paying off around €110/130 a week. Have to borrow another €5k to fund work on my fathers house (which is being left to me).

Should I go back to the credit union for the €5k and get the loan for them or try another financial institution as I dont know where the best interest rates are. I bank with AIB and I work full time.

Any thoughts?
 
To assist with the question, we will require consdierably more info. WHta type of job, how secure is it, your credit history, how urgent are the repairs ?
 
I work in a hospital, job is secure, earn €35k a year, credit history is fine and the house repairs are already underway. Am interested in establishing the interest rates that both instuitions charge so I can figure out which instituition will enable me to pay the loan off the quickets.
 
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