maternity benefit while unemployed
A few yrs ago I was in a similar position ...
I was made redundant in Aug 2002 & baby due March 2003. I was 7 months into claiming for my Unemployment Benefit at the time (15 months, I think it was in total) at the time as I was fully paid up in PRSI stamps.
I rang Social Welfare to enquire about my position (without giving any personal details) - it appeared that not only was I not entitled to maternity benefit as I was not working up to whatever the required amount of time was before going on maternity leave, but as I was not technically available for work (due to being 9 months pregnant and then, having a newborn) that I was not entitled to my Unemployment Benefit either.
I asked if I could go on Disability Benefit (which irked me as I was pregnant, NOT disabled) - also refused.
I think I just kept my mouth closed and stayed on Unemployment Benefit, using up most of my precious 15 months of benefit. And I was availing of a mortgage protection insurance policy at the time (mortgage paid for 12 months upoin being made redundant) and I needed the paperwork from Social Welfare to demonstrate my unemployed status to insurance company, I figured it was the best way to go at the time.
I do remember there not being a consistent approach at that time to this scenario (it was 2003), the local Social Welfare office gave me a different answer to the national hotline.
But I was really annoyed as I was a fully paid up PRSI worker that just happened to be pregnant and had been laid off during the dot.com slump in the early 2000s (also very stressful at the time) - and I was not entitled to ANY payments.
Tread carefully!!