As someone who always has the disaster scenario in the back of my head, I'm wondering if this is common.
Its not like I go around fearing disaster at every turn (apart from work which I take seriously I'd consider myself fairly happy-go-lucky) but I'd often think, whats the worst that could happen? The most usual thing would be thinking about being unemployed. How would i make ends meet, how long would my savings last etc.
This mindset would lead me to being cautious in financial matters - paying down mortgage as quick as can even in the glory days of the celtic tiger when we were all going to be rich forever, and it keeps me from being flash (not that flash would ever be a natural reaction even if I was minted).
I'm not looking for a pat on the back re the above, and I'm not convinced its a great mindset either - hard to be a genuine entrepreneur with that outlook. The most incisive question I heard in this area was something along the lines of "Whats your priority - to be rich or never to be poor".
I'm not too pushed about being rich but I'd absolutely abhor being poor, so I think I'll always be playing on the safe side.
Just wondering if this is a common thing - or should I be saving up for a few rounds of the auld psychotherapy?
Its not like I go around fearing disaster at every turn (apart from work which I take seriously I'd consider myself fairly happy-go-lucky) but I'd often think, whats the worst that could happen? The most usual thing would be thinking about being unemployed. How would i make ends meet, how long would my savings last etc.
This mindset would lead me to being cautious in financial matters - paying down mortgage as quick as can even in the glory days of the celtic tiger when we were all going to be rich forever, and it keeps me from being flash (not that flash would ever be a natural reaction even if I was minted).
I'm not looking for a pat on the back re the above, and I'm not convinced its a great mindset either - hard to be a genuine entrepreneur with that outlook. The most incisive question I heard in this area was something along the lines of "Whats your priority - to be rich or never to be poor".
I'm not too pushed about being rich but I'd absolutely abhor being poor, so I think I'll always be playing on the safe side.
Just wondering if this is a common thing - or should I be saving up for a few rounds of the auld psychotherapy?