Re-mortgage, top-up or Loan?

G

galois

Guest
Hi,

Looking at big expense early next year that I reckon I need 50K to cover . Currently have a variable mortgage with LTV < 50%. My options are to get a mortgage top up and fix mortgage rate or get a personal loan. I have reservations about getting mortgage top-up as I think ECB will cut rates a further 50bp soon so switching or re-mortgaging next year and paying off variable loan might work out better. Any advice on what I should do?.