A friend ran into the back of a 06 car this morning at traffic lights. He did damage to the bumper at the very least. He gave the person his insurance details and was told that they would be reporting it to the gaurds. He is a full driver with just one years driving experience and is 24. Should he let it go on his insurance or should he try and cover the cost himself, How much will his insurance rise because of this claim. Is there any other things he should be doing?. I feel this may cost a few thousand so it may not be feasible to cover cost himself what is the max amount he should consider paying instead of letting it go on insurance? Does he need to contact Gardai also. thanks in advance for replies