Presumably, the deposits with Raisin would be subject to DIRT for Irish-resident savers?
Will the Raisin savings be covered under Irish guarantee scheme? I know it said the Aib German one would be, but the Raisin one...?
Interesting....
Anyone know if Raisin will also be accepting deposits from accounts held by corporates ?
Raisin is a market. Multiple banks in multiple EU countries offer deposit rates. You are protected by the insurance scheme in the country that the bank, who offers the rate, operates.
At least 100k would be protected.
Will Revenue's Dirt Exemption status be available on these accounts I wonder.
Can people stop comparing headline UK rates with Irish rates.
Nearly all UK variable rates are step-up rates.
The 2.19% rate Brendan quotes above relates to the first 3 years of the mortgage, after which it reverts to the SVR which is currently 4.2%.
Using the SVR is misleading. It's like comparing the rack rates on hotels. Only idiots pay them.
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