Raisin Promotion

[Freelance]

e-mail today with details of a "promotion"

Assuming the max €100k deposit (if you want to remain within the DGS) then it's €200 on €100,000 over 2 years which is approx .1%, before DIRT etc.

I wonder how much they paid some marketing graduate to come up with this nonsense.

Spring is here, making it the perfect time to grow your savings! Deposit new funds into a 2 year or longer fixed term deposit during the campaign period and earn a bonus of up to €500*, depending on the amount you deposit.

To qualify for the bonus, you must open a fixed term deposit with a minimum balance of €10,000 and a minimum term of at least 2 years. The campaign runs from 17/03/2025 until 28/04/2025.

New deposits only: To qualify, your bonus is based on the total value of fresh deposits at the end of the campaign. Funds already in your Raisin Account or transferred between deposits won’t count.

No claim needed: If you meet the conditions, you’ll automatically receive your bonus. You don't need to get in touch with us to confirm.

New deposit amount Bonus

€10,000 up to €24,999.99 €25

€25,000 up to €49,999.99 €50

€50,000 up to €99,999.99 €100

€100,000 up to €249,999.99 €200

€250,000 or more €500

 

[messyleo]

Is it not 0.1% before DIRT? But still, not worth moving for!

 

[Freelance]

Is it not 0.1% before DIRT?

Of course you are right. Original corrected, thanks.

 

[Kershaw24]

Well in fairness, you get the deposit interest as well. So €100,000 @ 2.76% (best 2 year on the website) is €5,600 plus the €200 bonus is about 2.8%.

 

[ClubMan]

So €100,000 @ 2.76% (best 2 year on the website)

Best 2 year rate in the best buys right now is 2.77% on €5K+ from AIB.

Best Buy - Term Deposits (Fixed Lump Sum Savings)

Rates are frequently updated. Information last changed: 18 March 2025. Highest Term Deposit Rates 3 Months - Easisave - 3.10% 6 Months - Easisave - 2.90% 1 Year - Easisave and PTSB - 2.75% 2 Years - AIB - 2.77% 3 Years - Easisave - 2.75% 4 Years - Klarna (direct) - 2.67% 5 Years - Aareal...

www.askaboutmoney.com

Maybe it's due an update but the best buys doesn't list any 2.76% rate via Raisin.