Radio advertisement - XtraPension

C

Corola

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I heard an advert on RTE Radio One today about boosting your UK state pension. Thought it was a public service announcement but turns out it's for a company that will fill in and send off your form for you... for a fee of €1,000! Quite shocking.

Fees New

XtraPension offers an easy fixed-cost service that is payable over an 8+ month period to help people get (or maximise) their UK State Pension.
www.xtrapension.com
 
"We also chase HMRC if there are any non-standard delays or issues or with your application.

Guidance on HMRC Reply: 34% of people entitled to increase their UK pension very cheaply via this process choose not to because they’re unclear / unsure of the final very valuable steps. We explain and guide you clearly through this important process."

Unless they're actually lying here, I don't see a problem.

Their logo is terrible though.
 
In my working days throughout the public/civil service it was not unusual for many people to fail to fill out simple forms. In fact, many feared filling out forms. But, some geek charging €1000.00 for doing such simple work - Come Onnnnnnnn!
 
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The money back guarantee seems like a good safety net.

I know quite a few people who are reluctant to engage in the process and maybe paying a fee to someone else would get them over the hump.

But tracking down details of NI number is a hurdle for some and I’m not sure anyone can help with that. Patience and a bit of tracking down old addresses etc is what’s needed there.
 
I, myself, did pay a guy to do it for me a few yrs ago but it was only a 2 or 3 hundred as i recall
 
Hi, I heard the add and checked the website. They are saying you could be entitled if you worked for one year?
My partner worked in the UK for 2 years. Left in 2002. Can she claim a pension? Pay going forward or back pay?
I've done it for myself but I presumed it was 3 years.
 
I also worked for two years in the UK but when I checked my NI record it says I have 3 years full contributions paid as my two years spanned 3 tax years. I only worked one tax year in full and part of the the other two years but paid enough NI during that time to have those years fully credited. It is definitely worthwhile applying, but you can easily do so yourself without needing to pay an agent.
 
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