Hi Fago, I can't remember all of the details but I thought about changing from VHI to Quinn a few months back and got quotes from both. Like you we are two adults, and children. The quote price was hugely different and I quizzed the Quinn person as to differences. They told me none whatsoever- I asked if we would have cardiac cover in Blackrock & Mater- they said yes. I rang VHI and explained I was changing to Quinn- I said why and they took me through the differences between the two plans. Basically there is a huge excess on Quinn that VHI don't have for loads of procedures, a daily excess for many hospitals and not the same cover at all. I was fairly appalled at what I was told and checked back with Quinn again to get a reaction and was told all true. Was very annoyed as not told any of this initially. So have stuck with VHI. Suggest you ring VHI and ask them to tell you the differences.
Not exactly an independent source of such information when shopping around, eh?Thanks for all your advice. I phoned vhi today told them i was moving and was handed over to the "task team" they told me the difference between all the palns within the 3 companies.
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