According to the www, consultant fees for outpatient services are subject to a 440 euro excess.
Useful information! Talking to Quinn Health today, . She said that they were the same. I asked if I could join that then since it is cheaper, but she said I had to be in a company rather than an individual subscriber. I explained that I am self-employed in my own company. She went away to ask and came back quickly to change me to the new scheme. I had just renewed so will get a refund of €85.
Another Excess issue I had recently with Aviva. On my Day to Day A plan last year, Consultant's fees were subject to €250 per person.
My husband spent €300 euros on consultants fees last year so I thought we would be eligible for some reimbursement.
Not So. The €250 excess does not relate to totals spent on Consultants' fees, it relates to the €250 worth of the portions that Aviva would reimburse for each visit (eg. 60 euros).
So one would have had to rack up Consultants fees of €750 (or 5 visits) for one individudal before this benefit would kick in.
It's really annoying.
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