I'm thinking of switching current a/c to Halifax
because of their 10% credit interest rate... can anyone contribute their own relevant experiences?!
I am wondering if the VISA debit card acceptance is about the same as the LASER one.
Yesif online transfers can have reference numbers attached to them
Not possible online, but via the phone for free!IBAN (foreign) transactions
At least it's only a tenner for a combined ATM/debit card this year - it was €20 last year.Any other exemptions?
There are a number of exemptions to stamp duty in relation to ATM cards, debit cards and combined cards:
- If the card is not used during the year
- Where the card is issued in respect of a deposit account, the average daily positive balance of which does not exceed €12.70
- If the card has only been used to request a chequebook, a balance statement, to establish a customer identity or to establish a correct customer account number.
Sorry for dragging up an old thread...
I have just opened a Halifax Current a/c online.
I didn't want an ATM card as I already have one because I already have one which I intend to keep.
However there was no option to decline the card.
Does anyone know if you still have to pay the government levy if you don't use the card?
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