aamusername
Registered User
- Messages
- 73
Hi All,
Because of the latest fees announcement from BOI, I'm finally seriously thinking of moving my current account (after 20 years!). Based on the best buys Permanest TSB looks to be the only real option (I don't like the limited number of monthly ATM withdrawls with the ESB Money Mover product.) I'll be lodging my salary to the account, so I should not have to pay the quarterly 12 euro.
Does anyone know if BOI will let me keep my 365online account just so that I can see my credit card account which I'm hoping to leave with them?
Also when reading the terms and conditions on the PTSB website (On Pg 47 under the heading "Standard Current Account") I saw the following: "A cheque book or overdraft are not available with this account". While not having a cheque-book is not necessarily a deal-breaker, it is something I would certainly need to think about losing. Could anyone confirm whether or not this comment applies to the PTSB Current Account? I'm not clear if the "PTSB Current Account" differs from the "Standard Current Account" or not. However it does mention on the main PTSB Currrent Account page on their website (linked to from the Best Buys) that you can get "An overdraft (if you want one and qualify)". However there's no mention of cheques there (I've no interest in an overdraft).
Any other useful info from anyone who has moved before me would be gratefully received. Did you get any surprises? Any pros/cons of moving that aren't obvious? I know I'm being a bit of a chicken about moving current accounts.....but after so long with BOI it'll be a big enough change!
Many thanks,
aamusername
Because of the latest fees announcement from BOI, I'm finally seriously thinking of moving my current account (after 20 years!). Based on the best buys Permanest TSB looks to be the only real option (I don't like the limited number of monthly ATM withdrawls with the ESB Money Mover product.) I'll be lodging my salary to the account, so I should not have to pay the quarterly 12 euro.
Does anyone know if BOI will let me keep my 365online account just so that I can see my credit card account which I'm hoping to leave with them?
Also when reading the terms and conditions on the PTSB website (On Pg 47 under the heading "Standard Current Account") I saw the following: "A cheque book or overdraft are not available with this account". While not having a cheque-book is not necessarily a deal-breaker, it is something I would certainly need to think about losing. Could anyone confirm whether or not this comment applies to the PTSB Current Account? I'm not clear if the "PTSB Current Account" differs from the "Standard Current Account" or not. However it does mention on the main PTSB Currrent Account page on their website (linked to from the Best Buys) that you can get "An overdraft (if you want one and qualify)". However there's no mention of cheques there (I've no interest in an overdraft).
Any other useful info from anyone who has moved before me would be gratefully received. Did you get any surprises? Any pros/cons of moving that aren't obvious? I know I'm being a bit of a chicken about moving current accounts.....but after so long with BOI it'll be a big enough change!
Many thanks,
aamusername