Myself and my boyfriend are currently applying for a mortgage ( due to inheritance we are only looking at a 40% mortgage) my worry is that 5 years ago, I had a CC revoked and the debt has since been passed to Cash flow services. (I applied for a copy of my credit report and it is still listed on it as a revoked CC.)
How does this work, as in, as far as the CC Company is concerned the debt has been paid off (by CFS) so if the bank checks this can they tell that I still owe a few grand to CFS?
Do you think this could casue a problem bearing in mind that the mortgage we are looking for is 40%? - any advice??