Renting out a room but not occupying the house is against the rules of the Affordable Housing scheme, that's a well known fact and the reason for the 'officially' in quotes. When some posters point this out they get called 'begrudgers'. What's Ireland coming to, entitlement culture.
You're girlfriend can't have both as her PPR, she's either an investor in the new place or the old place. This is not begrudgery, this is factYes there are a lot of begrudgers around.
You're girlfriend can't have both as her PPR, she's either an investor in the new place or the old place. This is not begrudgery, this is fact
Myself and my partner are hoping to buy our first home together.
However, currently she owns an affordable home with Fingal. The plan is to hold onto this home whilst renting out a room in it. We will stay there at times and "officially" it will remain her primary residence.
The new property will officially be my primary residence, although in both our names I will be the only one paying the mortgage.
Is this yearly review standard procedure?
I have purchased an affordable house with mortgage from bank not local authority and throughout application process there was never a mention of a review.
I'm sure that that definition does appear on the Revenue website but it is not exhaustive. If, for example, I already own a home that I occupy with my husband, and I buy another house for my elderly mother to live in rent free, I will qualify for owner occupier relief on my purchase.
Similarly, if the op and his gf buy the new house, and the op occupies it as his ppr, and the gf receives no income from his occupation, then the purchase qualifies for owner occupier relief.
Source?I'm sure that that definition does appear on the Revenue website but it is not exhaustive. If, for example, I already own a home that I occupy with my husband, and I buy another house for my elderly mother to live in rent free, I will qualify for owner occupier relief on my purchase.
Similarly, if the op and his gf buy the new house, and the op occupies it as his ppr, and the gf receives no income from his occupation, then the purchase qualifies for owner occupier relief.
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