StellaMaris
New Member
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I have a surgery scheduled for the Mater and even though I have a good health insurance plan due to possible complications the (private) consultant moved the surgery to the public hospital. The main procedure would be covered under my health insurance plan however they might attempt a 2nd unrelated procedure depending on how it goes which would not be covered. It is more like an “add on” ("while we are at it...") and would take 10-20 minutes while the main surgery will take a few hours.
I would prefer a private room and would be covered for it according to my plan. If I go public there will be a shortfall of 80 EUR/night but if I go private the hospital will charge the insurance 800 EUR/night. I will probably have to stay 3-5 days.
However due the possible 2nd procedure I am not sure if I should sign the public patient waiver form when being admitted to the hospital saying I want to be treated as a private patient? Not sure if they will even bill it separately as I am in the theater anyway but could this result in me having to pay a huge bill?
Or is the waiver only for the room charges and not for the procedures (cost for theater etc)?
And how likely is it that I would even be getting a private room in the Mater?
I really hope someone could give me some advice as I am really anxious with the surgery and would like to get clarification beforehand. I don't know who else to ask, the secretary of the consultant referred me to the hospital, the hospital to VHI and VHI was not able to help either...
I would prefer a private room and would be covered for it according to my plan. If I go public there will be a shortfall of 80 EUR/night but if I go private the hospital will charge the insurance 800 EUR/night. I will probably have to stay 3-5 days.
However due the possible 2nd procedure I am not sure if I should sign the public patient waiver form when being admitted to the hospital saying I want to be treated as a private patient? Not sure if they will even bill it separately as I am in the theater anyway but could this result in me having to pay a huge bill?
Or is the waiver only for the room charges and not for the procedures (cost for theater etc)?
And how likely is it that I would even be getting a private room in the Mater?
I really hope someone could give me some advice as I am really anxious with the surgery and would like to get clarification beforehand. I don't know who else to ask, the secretary of the consultant referred me to the hospital, the hospital to VHI and VHI was not able to help either...