Ptsb trs cut from july 25

Got a letter today from PTSB confirming mortgage interest relief from July 25, means my mortgage payment is down about €45 a month.

My question though is this...was this benefit that was introduced in the last budget valid from January 1st or April 1?

Does this mean I am entitled to back payment of this cut and should I ring up and ask for it?

If it is in relation to TRS - then yes it should be backdated from January 1st. Although I reckon the 45 euro includes the backdated money which will be paid throughout the course of the remainder of the current year.

Thanks for that