I'm a danske bank customer and am trying to decide which of the above to choose, PTSB offers free current account banking if €1500 going through the account during the month as far as I know which is main selling point, however can anyone enlighten me with respect to their savings accounts etc, how easy/difficult it might be to get a mortgage/loan from them given that they are a more or less zombie bank. BoI are the bank with the least amount of government investment so 'going forward' would I be better off with them? Any advice welcome!