This is worth it's own thread.
PTSB have changed their conditions for free banking. You now must do the below to get free banking.
https://www.permanenttsb.ie/whatweoffer/currentaccounts/currentaccount/
PTSB have changed their conditions for free banking. You now must do the below to get free banking.
https://www.permanenttsb.ie/whatweoffer/currentaccounts/currentaccount/
Use your Visa Debit Card, 18 times per quarter
Lodge at least €3,000 to your account every quarter like your salary
Make at least one transaction through Open24 every quarter (this could be a funds transfer or bill payment)
Keep your account within agreed limits
if you do not meet all of the above criteria within the quarter then a fee of €12 will apply per quarter.