I was told by by a pTSB staff member in the branch this afternoon that the 4% rate for the 21 day regular saver ends this week, and is reducing to 3.75%.
... well on the basis that even with the recent increase they are charging 3.69% on their existing variable rate mortgage book, you can understand why they'll need to open a gap between the two at some stage soon.
Thanks for postings this and for the heads up on the possible rate change.
I'm surprised in some respects.
Permanent TSB already changed a lot of their rates as at 26th January, Permanent TSB normally give heaps of notice of rate changes and any bank should give a minimum of 21 days notice of a change in interest rate to a 21 day notice account.
On the other hand, the 4% rate was not long term sustainable.