PS pension: death-in-service benefit for a single childless person

[Protocol]

If an unmarried, childless public servant dies in service, does the pension scheme pay out a death-in-service benefit to the next of kin?

Or does the DIS benefit only apply if the employee has a spouse and/or children?

 

[gipimann]

My recollection is that the DIS benefit is paid to the estate of the deceased person.

 

[AndroidMan]

I think you would have named the beneficeries and a % at the start of the policy.

 

[Dr Strangelove]

Or does the DIS benefit only apply if the employee has a spouse and/or children?

Not all public servants are in the spouses and children’s scheme as it is a higher contribution rate.

 

[gipimann]

Civil and public servants were automatically opted in to S & C scheme once they joined after 1984 or thereabouts (I opted out in the early 80s, but was opted in when I joined another PS employer in 1986)