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No. The State Pension is entirely separate from any Occupational Pension.Thanks I am entitled to a small pension from there and a small lump sum I've already sorted this and it's only matter of applying for it.
The fact that I get the social insurance contributions verified with my Irish record to make up the gap in my Irish record will have no effect on my pension and lump sum entitlement, will it?
Thanks again
Hello No Regrets coyote.You could be better off not having UK NI contirubtions counted and make voluntary contributions instead. It's more complicated again for PS workers but would help if you could add:
Age:
Year started in PS:
Year you expect to retire:
How many years UK NI contributions:
How many years Irish PRSI contributions (including before current PS job if any):
You may indeed qualify for what is known as a "mixed " state contributory pension but this is very complicated and have no direct experience.Approx 6.5 years Class A contributions prior to CS in Ireland.
I think you qualify for all of what I have highlighted in bold. The issue is the final bullet which seems to suggest that if you have a UK state pension then you won't qualify for a mixed Irish state contributory pension.If you reach pension age on or after 6 April 2012 with a mixed insurance record, you need to meet all these conditions:
- You have a minimum of 520 PRSI contributions (full-rate and modified-rate).
- You have at least 260 full-rate paid contributions since your entry into insurance.
- Adding together a mixture of full-rate contributions and modified-rate contributions, gives you a yearly average of 10 from the time you first entered insurance (or 1953, whichever is later) to the end of the tax year before you reach 66. This yearly average condition does not apply if the TCA (or Aggregated Contributions Method) is used.
- You do not qualify for a pension under EU regulations or under reciprocal arrangements with other countries (or you only qualify for a pension at a lower rate than this pro-rata pension would give you).
I'm not so sure.But that last bullet point. I knew I'd seen that somewhere, but couldn't remember where. That , to me anyway, says that it's not possible to receive state pension from Ireland, if you qualify for a full pension from somewhere else.
Yes. @bstop has clarified it more. It would be complicated but getting at least three more years of Class S contributions before 66 would get you a minimum Irish state contributory pension.I think I read here that you would have to have a large A.R.F. and a large withdrawal per year to qualify for the Class S and there is some other configuration re if ps and then have rental income recorded as an S stamp that it may not lead to a contribution towards a contributory pension.
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