I am less than 66 years old and plan to draw down a DB pension which will be payable from the fund. My understanding is this is Class M, so no actual contribution needed. l will also have some small level of Interest from Deposits/Savings. My understanding is this is liable to Class K9 at 4%. In this situation is the Deposit/Saving unearned income only Class K9 and does the occupation pension stay as Class M ?