Is it anything to do with the level of contribution on their non-standard PRSA? I mean, if the following is true and the values are low then it might not be the right thing to do.
As seen on Reddit "I was advised that their fees are increasing "at some point" in 2024 from 0.75% up to 2.0% for a fund value below €50,000 and 1.0% for a fund value over €50,000."
That would bring the TER to 2.22% or 1.22% for their global index tracker, depending on size of fund. That's a big increase from 0.97% + transaction cost.