PRSA query

Recently I changed job and have a automatic built in pension in my salary , in my previous job I had taken out a PRSA now my PRSA lender is telling me I cannot access that money until I am 65, and similarly cannot transfer it to my husbands PRSA , and if I transfer it to my current pension i will only buy a day or twos service, at the moment there is over 3,000 euro in this account are my hands completely tied or is there any other options.

PRSA benefits can be taken from age 60.

How long did you contribute to the PRSA for?

Unless your salary in your new job is in excess of 200K, I am pretty sure a €3,000 transfer should buy more than a day or two of service!