JackBurrell
Registered User
- Messages
- 3
We both have a years worth of emergency funds (more than standard due to being self employed.) and saving for a mortgage.
We're currently trying to set up our pensions, however our situation is a little unusual.
Hi Jack
The key is that you are saving for a mortgage. That is your priority.
Forget about pensions until you have the mortgage sorted. And then get it down to a comfortable level.
If you have a limited company, you will be able to stuff your pension at a later date.
Brendan
Hi Jack,
As you say in regard to the Ltd company that opens up more opportunities in regard to funding your pension. You are not fixed by the revenue limits (currently 20% while in your 30s) and the company can potentially fund a lot more.
In regard to recommendations in the area of an independent advisor, feel free to have a look at pensionfreedom.ie as I feel it ticks most of your requirements.
Dave
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