My post was unceremoniously deleted from a thread on savings 
What prompted me to post was the mantra I always see on AAM about sinking as much money into a pension after clearing debt etc and assuming tax relief at 40pc.
I accept the logic however, a few questions....
How can performance be appraised? Anyone have a detailed spreadsheet tool or otherwise which accounts for fees also etc?
I read a letter to IT recently about the fact that approved providers of pension products are not audited or appraised based on their expected performance based on market returns v actual...
How should someone go about picking funds (thinking of the pension planet interface on irish life)?
Can I set up a prsa or pension product outside of my work one? Shd I do this rather than contribute over the employer match level to the Irish Life one.
What prompted me to post was the mantra I always see on AAM about sinking as much money into a pension after clearing debt etc and assuming tax relief at 40pc.I accept the logic however, a few questions....
How can performance be appraised? Anyone have a detailed spreadsheet tool or otherwise which accounts for fees also etc?
I read a letter to IT recently about the fact that approved providers of pension products are not audited or appraised based on their expected performance based on market returns v actual...
How should someone go about picking funds (thinking of the pension planet interface on irish life)?
Can I set up a prsa or pension product outside of my work one? Shd I do this rather than contribute over the employer match level to the Irish Life one.