Hi all, I have finally taken the steps of meeting with MABS, and they have agreed to help us with the following:
Credit union loans totalling 21,700 against shares of 7,200
2 X avant card totalling 11,700.
Total available for debts per month is €154, according to MABS budget sheet/SFS - this is after (reduced) mortgage is paid.
My MABS account manager is asking for 1 year reduced payments pro rata rate, or recommending PIA. 2 questions - Have I any hope of getting this passed for 12 months? and also while I am waiting for a decision, should I pay what MABS has recommended to CU and CC, or not pay at all?
Total income is approx 2261 P.M. including SW and child benefit.
2 secondary schoolchildren + 2 adults
Reduced mortgage payments of €540
Everything at the bare minimum, no holidays/luxuries/health insurance etc
Credit union loans totalling 21,700 against shares of 7,200
2 X avant card totalling 11,700.
Total available for debts per month is €154, according to MABS budget sheet/SFS - this is after (reduced) mortgage is paid.
My MABS account manager is asking for 1 year reduced payments pro rata rate, or recommending PIA. 2 questions - Have I any hope of getting this passed for 12 months? and also while I am waiting for a decision, should I pay what MABS has recommended to CU and CC, or not pay at all?
Total income is approx 2261 P.M. including SW and child benefit.
2 secondary schoolchildren + 2 adults
Reduced mortgage payments of €540
Everything at the bare minimum, no holidays/luxuries/health insurance etc
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