E
EuroSorted
Guest
I've made numerous (unsuccessful) attempts over the past 18 months to make payments on loans that we have.
We have one sporadic income (self employed) - which would average weekly €300 plus one weekly dole payment of €188. We have 2 kids, 11 & 6
We have 30k in arrears when "big loans" are totted up.
13k to revenue
10k to mortgage
7k to credit union
We also owe 500 for electricity, 1000 credit card, 1000 unauthorised overdraft.
We don't waste money (we don't have it to waste). Don't EVER go anywhere (no nights out, no holidays etc so we are by no means frivilious)
Car hasn't been taxed for months, no house insurance, mortgage protection, defo no health insurance.
I don't know where to start...........saw on mabs website that credit card, credit union and bank overdraft are "secondary debts" - obviously mortgage is priority and assume revenue is too.
I know we can get through this if we take the right approach - or am I too optimistic?
We have one sporadic income (self employed) - which would average weekly €300 plus one weekly dole payment of €188. We have 2 kids, 11 & 6
We have 30k in arrears when "big loans" are totted up.
13k to revenue
10k to mortgage
7k to credit union
We also owe 500 for electricity, 1000 credit card, 1000 unauthorised overdraft.
We don't waste money (we don't have it to waste). Don't EVER go anywhere (no nights out, no holidays etc so we are by no means frivilious)
Car hasn't been taxed for months, no house insurance, mortgage protection, defo no health insurance.
I don't know where to start...........saw on mabs website that credit card, credit union and bank overdraft are "secondary debts" - obviously mortgage is priority and assume revenue is too.
I know we can get through this if we take the right approach - or am I too optimistic?