I always thought that there was an ethical/child welfare prohibition of life insurance for children in that an adult should never benefit financially from the death of a child. Am I mistaken?
My daughter has the schools policy with Allianz - €8 a year.
My daughter fell off her bike (outside of school hours) and chipped her front tooth. All dental work to repair said tooth was covered as was the initial doctors consultation fee.
I'm fairly certain that a claim on the school's policy will only be paid out on where negligence on the part of the school can be proven. So if something happens (as accidents do), and it's no-one's fault, it could be expensive for the parent, and this is where the type of insurance you refer to comes in.... any claim made will be on the schools own policy ...
it is mandatory for parents to take out and pay for a personal life insurance type policy in respect of their individual child with a designated multinational insurance company.
Hi csirl,
Can you confirm that it is indeed a life insurance type policy that the school is requiring? or is it a Brennan's accident insurance style policy
(described above) which pays out in the event of death following an accident?
aj
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