I own a home in Belfast, and spend part of the week there. But my work bases me in Dublin for most of the week, and I have rented accommodation in Dublin too.
I get rental relief on my income tax, but I wanted to know if I can get mortgage relief as well as, or in place of, the rental relief.
My home in Belfast is my only property, and for most of the time of the mortgage, I've spent most of my time there. It is only really since last September that I've spent more time in Dublin, but Belfast remains my residence.
Should I engage a tax advisor on this, or simply put in an application for mortgage relief? I've never claimed it because I didn't think I could.
I should add that my mortgage is in euro with a Southern bank and that my wages are paid in euro by a firm based in the Republic, and that is where I pay income tax.