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Hi All,
When i start working in the fall and get public health insurance does this waiting period apply within the public system? Also, worst case would I be allowed to bring him to the hospital and pay for the treatments myself? Any insight would be much appreciated.
Also - I am shocked by the prices of healthcare in Ireland. I looked up the prices of the plans and the top plan would be about €3200 per year for the both of us. In the US I was self-paying €9800 per year for a bottom of the barrell plan and when I was on a plan through my job it was €8000 per year and that was with the company paying half. There were still long waiting lists and God forbid you needed to see a specialist.
Thanks in advance for the help!
I am pretty sure that during the 5 year waiting period before health insurance companies will insure pre-existing conditions, you cannot have any treatment or investigations/consultations for that condition.
I have not heard of this. I had a pre existing condition when I signed up to VHI - had investigatons/treatments both private and public during the 5 years, and after the 5 years was up I was covered. Perhaps it is different for different health insurers but it sounds a bit odd - in theory someone could die if they ignored their pre-existing condition for the 5 years while waiting for cover!
I wasn't aware of that Truthseeker....i thought that a pre-existing condition had to have no treatment for 5 years before it was covered. I stand corrected so!
OP,
I am pretty sure that during the 5 year waiting period before health insurance companies will insure pre-existing conditions, you cannot have any treatment or investigations/consultations for that condition.
My own example is that I suffered from chronic uveitis/cataracts and have undergone prettyy major eye reconstructions over the years to the point where i am almost blind in the eye. Although now declared discharged from hospital and abel to self-refer back to a consultant, if i have any flare ups before I have my VHI for 5 years, i will remain not covered for those conditions.
Is there a way of contacting the major insurance providers here in Ireland and discussing if there are any relationships between Irish and US insurers? It may be that once you have continuous medical insurance some might allow for the treatment to be covered. I know this can be done within the Irish insurance markets.
I lost my left foot in an accident in 1995. I did not have any health insurance then. Took out first health insurance policy in 2001, and have continueous cover since. I now need to get a new prosthesis, which will cost about €6000. My health insurance company say they will contribute €500 towards it. I now wonder if indeed there is any point of paying astronomical costs for private health insurance, when they will only contribute a paltry sum towards medical costs
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