I don't think so except their mortgage app website is down, I applied three weeks ago and apparently my app is stuck on a sever somewhere. I was on to them three times with no luck, last Friday they told me to ring and restart a new app. So guess it's Ulster bank for me now
There's no issue with that JohnJay... it's effectively a separate entity (had a separate banking license, presume that's still the case) and will undergo a separate underwriting process.
Yes Brendan, I am aware of the Haven rates issue. I got my approval around the same time that AIB announced their latest price cuts, and other posts on AAM at the time highlighted the rates issue for me.
I must get an application together for AIB. The Haven offer exceeded the 3.5 x salary limit - I wonder if AIB will do the same?
Just an update - I applied to AIB and they matched the Haven offer. I met a mortgage adviser in a branch and applied "on paper", not online. The lady I met was extremely helpful and kept me constantly updated by email.
The question now is who to go with? Its reported that Haven will contribute to legal fees which is a bonus. Both are now on the same rate, but will the Haven rate always move downwards with the AIB rate?