...On looking at the banks web-site website in their Ts& Cs they do state that they "may pay post-dated cheques if they are presented before their due date" so that is their escape clause. In this case the reason the cheque was cashed was due to human error in that they did not spot the date. .....
I was told a number of years ago by a bank official that postdating cheques was illegal and that they (bank staff) do not look at the dates unless the cheque is for a very large amount.
I was told a number of years ago by a bank official that postdating cheques was illegal and that they (bank staff) do not look at the dates unless the cheque is for a very large amount.
This is just a spoof from the banks to cover the ineptitude of their staff...a poster made what's a salient point about cheques that are out of date. The bank just don't want the hassle of rectifying their mistake so try and put the burden on the person who issues the cheque.
Paying a post dated cheque is more of a grey area, however, general banking practise would be not to pay them, if they are spotted.However, by refusing to pay it, they would bounce it and that could cause you issues with the person who you gave the cheque to.
Kalel
not saying pass it on the sly, what I'm saying is that if the bank has paid the cheque already, then if you try and get them to bounce it, it will cause issues for whoever you gave the cheque to in the first place
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