As a new entrant you will have career averaged pension
You will also only have 20 years paid service if you work till 68.
Take 70,000 as your career average pension.
If you worked 40 years you would receive approx 35k pension.
With 20 years you receive approx 17500.
However the contributory pension is included in this calculation. This is approx 12600 at current rates . So your 20 years would ve worth approx 4800 a year on top
This doesn't take into account the lump sum and is approximate but I've included to illustrate that the civil service while having many benefits is not a gold plated option these days for new entrants.
The contributory pension offset is also pro-rated to service so the 20 year pension on your numbers would be (35000-12600)*20/40=11,200 and not (35000*20/40)-12600=4,900.As a new entrant you will have career averaged pension
You will also only have 20 years paid service if you work till 68.
Take 70,000 as your career average pension.
If you worked 40 years you would receive approx 35k pension.
With 20 years you receive approx 17500.
However the contributory pension is included in this calculation. This is approx 12600 at current rates . So your 20 years would ve worth approx 4800 a year on top
Having worked primarily for mncs and then a brief stint in a semi state, I would urge you to consider the culture difference as well as any financial or career impacts. I found it an entirety different experience, lacking diversity, full of big egos and lack of any impetus for change even if change meant improvement. It was too much of a difference for me. I also found that although they promote themselves as family and w/l balance friendly, the opposite is true in terms of remote working, flexibility around office hours etc. Just one anecdotal experience but it was amazing to me the difference.
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