(ii) While enjoying live coverage of the Tour-de-France during the week I note some UK (Life) insurance companies will pay out 100% of the claim within a short period of death and some will pay out before death if the insured is subject to terminal illness. I have never seen anything like that on Insurance ads on Irish television. There's something wrong somewhere and you don't have to be an artist to draw conclusions.
They have a clause whereby they reserve the right to seek a second opinion re fees from a vet of their choice. However this was for an mri, which is not widely available as far as I know and we were referred to a specific practice by our vet. We didn't exactly get a chance to shop around... It therefore seems unfair they would make further deductions.OP, I'm not familiar with pet insurance, but for types of insurance, if they request a second opinion and the conclusion is the same, its normally covered. What do your T&Cs say about it?
My personal experience doesn't tally with your rant Leper and neither does this.
To be honest I have found it to be the one insurance I have religiously renewed without haggling. Anything going wrong with a pet and it can quickly run into hundreds or thousands. I would never want to have yo make the choice of not seeking treatment for my pet because I can't afford it...On other threads I have complained about Irish Insurance when it comes to settling claims. The only kind of insurance I left out was Pet Insurance. I note Irish pet owners are responsible for at least the first €100.00 in a claim and depending on the age of the animal the owner is responsible for more. If anybody referred to Irish Pet Insurance as a joke, they are right. We have two dogs and after talking with the Insurance people we decided not to take out animal insurance. Simply, it is not worth the money and is a joke/rip-off on animal owners.
Off-the-Point:- (i) I wonder if the same terms apply to animal insurance in the UK - I bet they don't.
(ii) While enjoying live coverage of the Tour-de-France during the week I note some UK (Life) insurance companies will pay out 100% of the claim within a short period of death and some will pay out before death if the insured is subject to terminal illness. I have never seen anything like that on Insurance ads on Irish television. There's something wrong somewhere and you don't have to be an artist to draw conclusions.
The only kind of insurance I left out was Pet Insurance. I note Irish pet owners are responsible for at least the first €100.00 in a claim and depending on the age of the animal the owner is responsible for more.
A quick search suggests they're not far off the market here, . . . .
You're right policies are dearer in Ireland and there can be more conditions.
You said " . . . . . A quick search suggests there're not far off the market here . . . "I certainly didn't say that.
and to reiterate not far off the market (to me) means the price of insurance policies outside of Ireland are cheaper than what Irish companies are quoting.
Are you saying Irish Insurance companies are cheaper than those outside of Ireland?
No Leo, the Irish should be outraged that some of their policies are less expensive than ours.OK, so that's what it means to you. It's certainly not what it means to me.
You have to look at the market, not just the policy price. What's the price of veterinary procedures here compared to the UK? When an endoscopy is advertised as €1,000 here and £500 in the UK, or cardiac work up is 'up to €1,500 here and £300 in the UK...maybe the UK should be outraged that some of their policies are only marginally less expensive than ours.
No Leo, the Irish should be outraged that some of their policies are less expensive than ours.
No Leo, the Irish should be outraged that some of their policies are less expensive than ours.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?