I believe that the letter will say that the rates quoted are valid for 30 days, so you should be fine in that regard.I requested a letter earlier in the week setting out my options if I was to break my current fixed rate and sign up to a new fixed rate. I'm presuming they will honour the options in the letter.
It probably isn't possible to get moved into a lower LTV bracket (as a result of a valuation) while also having the right to select the lower (pre-increase) rates. That's because the rates for the lower LTV bracket won't be in the letter you are about to receive. Nonetheless, you could ask them about the possibility once you get the letter.However, I had been planning on getting the house valued which I expected would put me into a lower LTV. I wonder if I do that will they quote me the higher rates? Will it even be worth my while?
I'm presuming they will honour the options in the letter.
Thank you for making my day.Permanent TSB to raise mortgage fixed rates again from Monday
Lender Permanent TSB will raise its mortgage rates for the second time in two months.www.independent.ie
- Fixed rates to increase by an average of 0.51% from Monday 16th January
- No change to variable rates
- "Customers who have received an offer letter since November 18 will have until April 14 next to complete the drawdown of their loan at existing rates or prior to their current loan offer expiration, whichever date is the earlier."
Can anyone confirm if they honor the rates based on when you called initially?
He also said the letter would have been generated on the day I called so whatever the rates were then should be the rates we get.
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