Permanent TSB & Activ Kaptial Unsecured Debt...

ash26

Registered User
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71
Hi All

Just wondering if anyone has dealt with either permanent tsb or activ kapital in making a settlement offer?

If so how did you go about it?

Thanks
 
ash26.
Activ have probably bought your debt at a large discount from ptsb.
Normally they only negotiate when they get a handle on your circumstances.
They on request, may send you an income and expenditure form. From that they can judge are you likely to be able to afford %%$$% euros or are you financially banjaxed.
Eg. If you earn 5,000 a month and have no debts , they want 100%.
Eg. If you earn 2,000 a month and have 3 kids and 1,200 mortgage.They will then talk of settlement.

It means that if they judge it to be better to take a settlement ,they will.
But do not forget they have more experience of squeezing money, so tread carefully and try to have everything in writing.

I do not know how much you owe or your circumstances but hope this helps
 
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