OP dont forget that there are a lot of expenses you wont have during retirement too.
I recently retired in my 50s. Too much info to stick in one post but here is the thread that helped me finally be at ease with it.
I thought I would give an update in January, but tbh nothing much happening. Covid has put the Kibosh on plans to do anything really. One good thing though is we seem to have more money than we know what to do with now. Nothing to spend it on really with covid. Even without covid, we probably...
Thanks everyone, plenty of useful information to take on board.
In my head I will aim to retire at 60 and get a proper financial plan in place for that. Having taken proper advice already, I have improved my protection situation. I could never get income protection due to my profession and had a life cash policy instead, sold to me when I was young and carefree. I have death in service of around 180k so I ditched the cash policy and put in place a specified illness policy for slightly less monthly cost.
For now I plan on increasing me pension contributions another few percent and try and build it more if a payrise comes in the coming year or two.
Hopefully things will slowly fall into place and I can look closer at it in another few years.