G
gaffer falls
Guest
I worked in Ireland for a french multinational for 7 years in a permanent position. They had a defined benefit scheme of which I was a member. I also paid some avcs.
I was made redundant a number of years ago. as the facility closed. There was no mention of coverting the pension entitlement into a retirement bond. I expected to receive a defined benefit pension at 65 in proportion to my length of service.Was I naive.
I recently received a missive from ILP saying I had joined a defined contribution scheme in 2007.I do not remember signing anything to do with this. Has my defined benefit pension been changed to a defined contribution scheme, three years after I left the company?Can they do this.?Where can I find information, who were/are the trustees.The scheme numbers on the documentation seem totally different.Where do I begin.
I also have a defined contribution scheme and a retirement bond from other employments.
I was made redundant a number of years ago. as the facility closed. There was no mention of coverting the pension entitlement into a retirement bond. I expected to receive a defined benefit pension at 65 in proportion to my length of service.Was I naive.
I recently received a missive from ILP saying I had joined a defined contribution scheme in 2007.I do not remember signing anything to do with this. Has my defined benefit pension been changed to a defined contribution scheme, three years after I left the company?Can they do this.?Where can I find information, who were/are the trustees.The scheme numbers on the documentation seem totally different.Where do I begin.
I also have a defined contribution scheme and a retirement bond from other employments.