Can anyone offer what the best advise would be for a male aged 57 who wants to provide security for himself and his spouse aged 56 who has an invalidity pension:
Male aged 57 ns
Female aged 56 smoker
He has no pension policy
He is Self-Employed
They want to re-mortgage
They have life cover of 50,000
They have budgeted for monthly outlay at around 400 euro net.