Pension Investment

JohnMF

Registered User
Messages
1
Can anyone advise where you can compare performances of various Pension Investments across various pension companies as my employer has decided to wind up pension scheme and I do not want to put it in Buy out Bond?
 
When you say you don't want to put it in a Buy-Out Bond, why not? A Buy-Out Bond is just a vessel. You choose what to do with the funds that you put into the vessel. You can have a Buy-Out Bond that invests entirely in fixed-rate deposits. Or a Buy-Out Bond that invests in equity funds or managed funds or absolute return funds or property funds. Or if there's a large enough fund, you can have a Buy-Out Bond that buys a property as an investment.

Depending on your circumstances, you may not have any choice but to transfer your fund into a Buy-Out Bond, although you don't have to choose the Buy-Out Bond that your employer nominates. You can choose your own. Have a look at this Key Post for some of the other options that may be available to you.

There are a few sites where you can get past performance of various pension funds. [broken link removed] from Rubicon Investment Consulting that tracks the past performance of one category of fund - Managed Funds. It's worth repeating the old mantra - past performance is not a guide to future returns.