pension due from UK, need advice

Blondbiddy

Registered User
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I will be 60 in April and will be receiving a private pension from a UK bank that I worked for. I am living in Ireland for 20 years but have not worked and have no contributions, and lived in the UK working in the bank for the previous 20 years. I have been offered either a) a lump sum of £40,000 and £5,500 pa or b) £7,800. Any advice as to what to do please?
 
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