Daddy Ireland
Registered User
- Messages
- 458
I'd pay off the house and your car today and plough as much money as you can into your pension.
I just like the idea if being free of debt.
Yes, but the thinking behind it is that you'll pay no tax in retirement. A married couple can earn 36k tax free.even though I only get 20% relief
Ah, I hadn't appreciated that your wife would have an income of €22k, giving you a combined income of €40k+ in retirement.My wife has a public service pension of 10k and when come retirement that's added to her state pension of 12k together with my state pension of 12k and 4% withdrawal we will be over the 36k mark.
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