Penion Payments in Retirement - Tax Deductions?

Hi,

My father recently retired on a very small privtae pension. I'm looking to see how I can possibly increase his net income.

Would it be possible that his current pension payments that he receives on a monthly basis are taxed?

I know for a fact that between him and my my mother, their combined earnings (including contributory OAP) would be be below Eur33k, which is the tax threshold for over 65's.

If these were taxed, how would he go about reclaiming that tax?

Would he have to do a tax return at the end of the year or could he get his former employer to pay his pension gross?

Any advice would be appreciated.

It's likely that your Dad's former employer is not the one that's paying him the pension, but the pension scheme. Depending on the nature of the pension scheme, the actual pension may be paid from an insurance company. Your first task is to find out who exactly is paying him the pension. Effectively, they are now "his employer" and will operate PAYE in the normal way.

If your father is below the income tax threshold, he / you should contact his local Inspectior of Taxes and get a certificate of tax credits in favour of the pension payer. If he has been incorrectly paying tax, he can reclaim it.

Liam,

It's the civil service.

You don't happen to know who looks after the pension provisions of ex civil servants?

Thanks,

Paul