PCP and mortgage applications

D

David

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I haven't entered into a PCP agreement (car purchase but due to family circumstances, may need to upgrade the car) but I am wondering how this may impact on a future mortgage application?

Will the full amount outstanding on the agreement or will the value of the vehicle at the conclusion of the PCP agreement be factored in etc etc

Any help would be great, thanks
 
Your monthly ongoings on the PCP is what will be taken into account for mortgage approval.

Depending on your circumstances,the mortgage usually is a priority.
Is the car upgrade vital?
 
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