I was planning to switch my mortgage from a tracker variable to an offset so that I could avail of overpayments/savings.
But the First Active advisor (to their credit) said that perhaps a tracker variable would be better for me, as I didn't want to leave all my salary in my current account to have it offset.
I didn't realise that you could make additional payments to a variable account, and its not something that the AIB ever mentioned to me (as far as I remember).
So does anybody ever make additional overpayments to a variable account?
But the First Active advisor (to their credit) said that perhaps a tracker variable would be better for me, as I didn't want to leave all my salary in my current account to have it offset.
I didn't realise that you could make additional payments to a variable account, and its not something that the AIB ever mentioned to me (as far as I remember).
So does anybody ever make additional overpayments to a variable account?