Hi,
I need a new PC for home, don't have the funds now to pay for it but will in May when SSIA matures. Would I be right in thinking I could apply for one of those 6/9 month Interest free Credit Cards, purchase the PC & pay it off in May with SSIA without incurring any charges etc.?
Any advice?
Dodi
0% credit cards are usually for balance transfers only - not for further purchases so I don't think that will work for you.
Dell seem to be offering the chance to pay €10 for the first 12 months and then the balance thereafter. You could avail of such an offer and presumably pay from your SSIA proceeds?
PC world have interest free offers at the moment over twelve months. The finance is through HFC bank over 48 months but you have the option of paying off the balance outstanding within the first 12 months in which case there is no interest payable. Be aware though that if you don't clear the balance within the year the interest rate is 29.5%.