Overpay mortgage or additional AVC contributions?

Hydrocilator

New Member
Messages
1
Hi folks,

I am in a fortunate position here. 41 years old, 100k left on my home valued around 270k.

13 years left on the payments, duration locked in with finance ireland at 2.95%, payments very manageable at E800 per month.

Would it be best advised to lump 10% off the remaining mortgage and finish it before the scheduled 54 years old or place it into an AVC contribution?

Many thanks