B brokeagain Registered User Messages 231 8 Jun 2009 #1 I recently overdrew on my current account due to a phone bill. I was for less than €50 and I was paid the following day. I do not have an authorised overdraft. Will this affect my credit rating??
I recently overdrew on my current account due to a phone bill. I was for less than €50 and I was paid the following day. I do not have an authorised overdraft. Will this affect my credit rating??
N NorfBank Registered User Messages 2,097 8 Jun 2009 #2 No, overdrafts are not recorded on your ICB unless subject of legal proceedings.
S Smashbox Registered User Messages 2,797 8 Jun 2009 #3 As Norfbank says, it'll be fine. Especially a small amount like you stated.