overdraft

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darrenhoss

Guest
does going over your overdraft limit by 100 or so euros every now and again affect your credit rating/history. each time it would have been repayed within 5 working days?
 
Sorry for hijacking your thread but I'd also like to know the answer to this.

I have a 0% overdraft on my current account. Each week after I pay my bills I transfer all my cash out of the account to my Northern Rock savings account except for €100. Due to the nature of my job, I basically go anywhere from €200 to €1000 into my overdraft each week. Once I get payed, the overdraft is always cleared, then the cycle continues. Will this affect my credit rating?
 
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